On What Grounds Bank Levy?

[JaneB82]

On what grounds or circumstance can your bank account be levied due to a housing court judgment?

We don't even know if there is a judgment. My cousin had a dangerously abusive roomate/boyfriend who wouldn't pay rent, she had to leave because it wasn't safe, she kept paying rent till she went broke, because she had to pay 2 rents. She thought, after many discussions with the leasing manager that he understood her predicament and she had broken the lease. Then a year later she gets a collection notice from an outside agent for a huge amount.

She has hardly any money left, and her income is stretched in a tiny apartment, and barely adequate. Can the little she has left be frozen and seized?

[TenantNet]

A collection notice is not a judgment. Judgments are the result of court actions where the person is supposed to be served. She should get her affairs in order.... it doesn't sound like she's been keeping track of things.
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[JaneB82]

But wouldn't a judgment precede a collection attempt? She says there's no judgment listed on her credit reports, however.

She was not in the country when she had to stop paying rent and break the lease, so she assumed they took her roomate to court to get him out, and then would have issued a judgment because she was absent.