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Posted by Mo on March 15, 1999 at 09:26:54:

In Reply to: yes but.... posted by Will on March 15, 1999 at 08:35:37:

: All that costs money...most landlords (including me btw, I'm on a coop board for my other smaller apartment) just stick to the basics: TRW, Job verification, and pay-stubs. The rest can be costly.

For about $30-$50 and someones SS #, you can obtain most of
information that Satori mentioned off of the Internet. And if a LL
knows the right people, they can get the information for free.

:
: Will

: : Its worse, with our new technologies. most people in fact everyone including you
: : has access to once they get your social security number. your drivers license
: : violations, records all the places you ever lived in your life.Medical records
: : , psychological records, phone records anyone can acess who you ever called
: : in your life by getting your past phone bills, Oh if you want someones bank
: : statements thats now all legal for the landlord or anyone else checking up on someone
: : . Thanks to big brother. I think we should remind those that are checking up
: : on us, of that fact. let me have your social security number, so I can
: : check up oon thsse things on you(Mr landlord) and see if they like it. And thats only the
: : tip of the iceburg, of what information can be accessed by anyone
: : Including landlords, or even you or I.

:
: : : They look up Credit History (TRW report) for bad credit ,deliquency, bankruptcy and judgement. That's standard. Some will look to see if you have a criminal record...but past crimes for which you did time is not necessarilly a legal reason to be denied housing. Its discrimition in some states....
: : : Some will contact past landlords, jobs. Finally current paystubs are a must....

: :
: : :
: : : Will

: : :
: : : : am looking to rent apt. in nyc and want to know exactly what background/credit check/rental history/ect/ a landlord is allowed to investigate. In other words what-all is a landlord allowed to find out about me???

Follow Ups:

• we wouldn't do that..with correction Will 3/15/99 (0)
• we wouldn't do that.. Will 3/15/99 (0)

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Comments:
: : All that costs money...most landlords (including me btw, I'm on a coop board for my other smaller apartment) just stick to the basics: TRW, Job verification, and pay-stubs.  The rest can be costly.

: For about $30-$50 and someones SS #, you can obtain most of 
: information that Satori mentioned off of the Internet.  And if a LL
: knows the right people, they can get the information for free.

: 
: : 
: : Will

: : : Its worse, with our new technologies. most people in fact everyone including you
: : :  has access to once they get your social security number. your drivers license 
: : :  violations, records all the places you ever lived in your life.Medical records
: : : , psychological records, phone records anyone can acess who you ever called 
: : :  in your life by getting your past phone bills, Oh if you want someones bank
: : :  statements thats now all legal for the landlord or anyone else checking up on someone
: : : . Thanks to big brother. I think we should remind those that are checking up 
: : : on us, of that fact. let me have your social security number, so I can 
: : :  check up oon thsse things on you(Mr landlord) and see if they like it. And thats only the 
: : :  tip of the iceburg, of what information can be  accessed by anyone
: : : Including landlords, or even you or I.

: : 
: : : : They look up Credit History (TRW report) for bad credit ,deliquency, bankruptcy and judgement.  That's standard.  Some will look to see if you have a criminal record...but past crimes for which you did time is not necessarilly a legal reason to be denied housing.  Its discrimition in some states....
: : : : Some will contact past landlords, jobs.  Finally current paystubs are a must....

: : : 
: : : : 
: : : : Will

: : : : 
: : : : : am looking to rent apt. in nyc and want to know exactly what background/credit check/rental history/ect/ a landlord is allowed to investigate. In other words what-all is a landlord allowed to find out about me???


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