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Posted by Adam on February 04, 2002 at 19:17:28:

In Reply to: Re: Withholding Rent and Ability of Landlords to Ruin Credit Rating posted by Lilly on February 04, 2002 at 18:20:56:

Lilly,
Thanks for responding. Two points that shed further light on my options. First, my landlord refuses to agree that we should pay even a dime less because of our prior lack of hot water. Second, the DHCR is not an option for us because as I mentioned in a postscript to my original posting, our apartment is neither rent regulated nor rent stabilized.
By the way, we do have a New York City Department of Housing Preservation and Development official record that confirms that we did not have hot water.
I'd still like to know what specifically a landlord can do to a renter's credit rating. Can a landlord even do anything without a court judgement against me?

: Pay first, haggle later. I know is a major pain not to have hot water, but it's not worth the risk that your credit rating might suffer. Try to get LL to agree how much he will give you off the next months rent. Pay the back rent. You can take him to court or file for a rent abatement with DHCR(takes forever and DHCR is VERY pro LL).

Follow Ups:

• Re: Withholding Rent and Ability of Landlords to Ruin Credit Rating me again 02/04/02 (1)
  • Re: Withholding Rent and Ability of Landlords to Ruin Credit Rating Lilly 02/05/02 (0)

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: Lilly,
:      Thanks for responding.  Two points that shed further light on my options.  First, my landlord refuses to agree that we should pay even a dime less because of our prior lack of hot water.  Second, the DHCR is not an option for us because as I mentioned in a postscript to my original posting, our apartment is neither rent regulated nor rent stabilized.
:      By the way, we do have a New York City Department of Housing Preservation and Development official record that confirms that we did not have hot water.
:      I'd still like to know what specifically a landlord can do to a renter's credit rating.  Can a landlord even do anything without a court judgement against me?

: 
: : Pay first, haggle later. I know is a major pain not to have hot water, but it's not worth the risk that your credit rating might suffer. Try to get LL to agree how much he will give you off the next months rent. Pay the back rent. You can take him to court or file for a rent abatement with DHCR(takes forever and DHCR is VERY pro LL).


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