Posted by wepa on January 23, 2002 at 23:08:12:
In Reply to: Re: *Help* house on fire, no renter's insurance - no luck posted by Blue Zephyr on January 23, 2002 at 22:28:35:
The ONE exception is if the landlord caused the fire, then his homeowners would cover your stuff, or you could sue in court.
: Sorry, but the loss is yours alone. Your pre-law friend is wrong; tell him to consider a different career as there's too many incompetent lawyers out there already.
: Having renter's insurance would be one way to mitigate this type of loss in the future. Also, keeping important documents and valuables in a safe deposit box is a very good idea.
: About getting what's left of your stuff back, I'd contact the fire department's general number of your town and ask them about that. Maybe they can let you in to retrieve it.
: : hi, i was renting a room at this house, and it got on a fire last week. Till now, they do now know how it happened, and I sure did not start the fire but they do know it started from the roof. I have no renter's insurance and I intend to take my landlord to the small claim court. Is the owner reponsible for my lost belongings? I was told *Yes* by my pre-law friend because the owner was making an "Income" out of my presence at that house thus should pay for my lost which comes about $4000. This is so frustrating, the owner is trying to avoid everyone, including me and those people from agencies trying to board up the house to make money and such. The house has be determined *unsafe* and the owner hiding from everyone makes it very hard for me to get my remainng stuff back from that house.
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