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renting while holding a mortgage

Posted by Hilary on June 12, 2000 at 16:50:03:

I hope this is an appropriate question for your forum; if not, please accept my apologies. I am currently renting in Queens and considering looking for a new apartment in Queens or Brooklyn. I am alo considering buying a single-family home New Hampshire for my mother to live in--technically, I would hold a mortgage and be her landlord; her payments would cover mortgage, taxes and insurance.

My question is whether the mortgage and my status as a landlord would be seen as a negative or a positive by landlords and realtors when I seek a new apartment. My current income (without the income from rent payments on the house) would not cover both rent here and mortgages in NH. Thanks for any advice you can offer.


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