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Posted by Richard on January 03, 2000 at 13:21:57:

In Reply to: Re: Garrage doors fell on posted by Fred on January 03, 2000 at 10:47:45:

Well yes Its still could be covered, but The LL insurance company will refuse to pay, so he will have to get a lawyer and sue the landlord, but since he has no money anyway (no insurance) he might as well forget about it.

Unless he has a separate lease paying an EXTRA $50 75 100 for the garage, then maybe he has a better chance to recoup his losses.

But not to be insured and a bad garage door.... am i missing something here....

This reminds me of the woman a few months back whose tree fell on her car , I mean there were severe strom warnings for lightning and almost hurricane winds, business let out early, tornadoes in new Jersey, and she Parks her car UNDER A TREE! with No insurance, then doesn't check on the car before work on Friday, comes home fri night and workers were cutting the tree that fell on her car! UH why didnt she spend the $15 and park it in a garage?

So when people do idiotic things shouldn't they be held accountable.... So his car is damaged...he will learn

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: Your lucky day, I was just on the phone with my insurance company and asked about your situation. They said that any parked car is not responsible for an accident, regardless of whether or not the car is insured and regardless of whether or not it was hit by another car -- and that whoever damaged your car is responsible. However, since your car is uninsured, you won't have an insurance company to argue your case for you. good luck!

:
: : A couple of months ago, I told my landlord that the door of the garrage is not in working
: : conditions and it could fell on my car. He knew it and promised to fix it. My car was parked
: : there for a while (a year) since I bought a new one. Unfortunately, it is not covered under
: : insurance.

: : A week ago, the garrage door suddently fell on the car and damaged it including breaking
: : of rear glass.

: : Now my landlord says, since the car was not covered under insurance, his property insurance
: : would not cover it and that he does not have any liability on him.

: : Could somebody, please let me know what should I do.

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Comments:
:   Well yes   Its still could be covered, but The LL insurance company will refuse to pay,  so he will have to get a lawyer and sue the landlord, but since he has no money anyway (no insurance) he might as well forget about it.

:   Unless he has a separate lease paying an EXTRA $50 75 100 for the garage, then maybe he has a better chance to recoup his losses.

:   But not to be insured and a bad  garage door....  am i missing something here....  

:   This reminds me of the woman  a few months back whose tree fell on her car ,  I mean there were severe strom warnings  for lightning and almost hurricane winds, business let out early, tornadoes in new Jersey, and she Parks her car UNDER A TREE! with No insurance, then doesn't  check on the car before work on Friday,  comes home fri night and  workers were cutting the tree that fell on her car!  UH  why didnt she spend the $15 and park it in a garage?

:   So when people do idiotic things shouldn't they be held accountable....  So his car is damaged...he will learn  

: ---------------------------------------------------------------------------- 


: : Your lucky day, I was just on the phone with my insurance company and asked about your situation.  They said that any parked car is not responsible for an accident, regardless of whether or not the car is insured and regardless of whether or not it was hit by another car -- and that whoever damaged your car is responsible.  However, since your car is uninsured, you won't have an insurance company to argue your case for you.  good luck!

: : 
: : : A couple of months ago, I told my landlord that the door of the garrage is not in working
: : :  conditions and it could fell on my car. He knew it and promised to fix it. My car was parked
: : : there for a while (a year) since I bought a new one.  Unfortunately, it is not covered under
: : : insurance. 

: : : A week ago, the garrage door suddently fell on the car and damaged it including breaking
: : : of rear glass.

: : : Now my landlord says, since the car was not covered under insurance, his property insurance
: : : would not cover it and that he does not have any liability on him.

: : : Could somebody, please let me know what should I do. 


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