Typical Lending Loan-to-Value Vacancy Building Monthly O&M Institution Ratio Loss Size Cost per Unit A-01 65% 4% 11-19 $360 A-02 70% 5% 20-49 $338 A-03 65% 5% 50-99 $300 A-04 60% 6% 11-19 50-55% of Gross Income A-05 70% 5% 50-99 $292 A-06 65% 6% 20-49 Not Available B-05 65% 2% 50-99 Did not Specify B-27 60% 5% 50-99 48-52% of Gross Income B-29 60% 3% 1-10 Not Available B-62 70% 5% 50-99 $325 B-66 65% No Response 20-49 Did Not Specify B-68 60% 5% 1-10 $235 B-70 65% 1% 50-99 $550 B-71 65% 5% 50-99 $315 excl RE Taxes C-02 75% 3% 50-99 $300 C-05 65% 5% 20-49 $300 C-09 65% 6% 50-99 $480 SL-02 65% 5% 20-49 Not Available SL-07 65% 5% 20-49 Not Available SL-15 60% No Response No Response Not Available Avg: 65% 4.6% mode 50-99 * * No monthly average could be computed due to large variations in responses. Source: 1995 Rent Guidelines Board Mortgage Survey