RENTER'S INSURANCE


Students: Before purchasing a renter' insurance policy you should check with your parents to see if their home owners policy covers your belongings. In most cases it will and there is no need for you to purchase additional coverage. You may also want to check with the company that provides your auto insurance. It is possible to obtain additional coverage for personal belongings from several of these companies.

Anyone interested in obtaining renter's insurance should make as complete an inventory as possible of the items to be covered. It is wise, if possible, to put receipts with this inventory for any items for which you have them. Some companies have minimum amounts for coverage and you must have belongings that amount to the minimum before a policy will be issued. It should also be noted that most companies will not insure one person in a house or apartment unless the roommate(s) are also covered. You should discuss this with your roommate(s) before moving in. Obviously, it would be to your advantage to get coverage. There can be complications if you move to a new location or get a new roommate. You should discuss this with your insurance agent prior to purchasing a policy.

For your assistance in finding insurance that suits your needs, the Off-Campus Student association has prepared the following list of insurance agents in Stillwater who will be happy to work with you in assessing and addressing your renter's insurance needs.



       COMPANY                   ADDRESS                 PHONE

Allstate                        612 W. 6th              372-9100
Bradshaw Agency                 324 S. Husband          372-8800
Dilbeck Agency                  104 E. McElroy Rd.      372-2792
Farmers Insurance Group
    Boyer Insurance             1009 N. Boomer Rd       624-2595
    Randy Loendorf                  "                   377-8885
    Steve Moody                     "                   377-1000
    Don Hutchison               112 Hall of Fame        743-4987
    Pat Razook                  2228 W. 12th            377-6681
National Student Services       504 S. Main             372-5192
Shelter Insurance
   Charles Eick                 220 W. 6th	        377-4344
   Dale Langley                 139 S. Main             743-4481
   Wendell Stephens             1313 N. Perkins Rd.     372-1225
   Donna Stritzke               220 W. 6th              743-1999
State Farm Insurance
   Dick Clarke                  301 S. Duck             372-4242
   Larry Gosney                 124 W. 6th              377-8100
   C.P. Smith                   726 S. Western          372-6433
   Jackie Weinaug               205 W. McElroy          372-9206

Last Update: August 18, 1995
Liston Bias, ocsa@www.okstate.edu